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Communities & Banking is available online beginning with the Summer 1991 issue. Issues are in portable document format (PDF). Beginning with the Spring 2002 issue, individual articles may be dowloaded in PDF.
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Summer 2008

Fall 2008

Tax Credits for Historic Rehabilitation

The College as Community-Based Organization

Age-Restricted Housing in New England

Mapping New England: Age-Restricted Housing in New Hampshire

Creating Hope for Incarcerated Women

No Island Is an Island: Maine’s Island Housing Groups Collaborate

Maine’s Lifelong Learning Accounts

From Subprime Mortgages to Subprime Credit Cards

Funding New England’s Co-operative Movement

   

Summer 2008

Summer 2008

Immigrants’ Contributions in an Aging America

Transnationalism: Living in Two Worlds

The Impact of Immigration Raids on Children

Linking Institutional Investors to Communities

The Golden Years Dilemma

Native American Bank: Banking the Unbanked

Demographic Trends in New England at Mid-Decade

We Just Knock on Doors

Letters to the Editor

   

Spring 2008

Spring 2008

Early Childhood Development Yields High Returns

FIRST Robotics in Clinton, Massachusetts

Mapping New England: Community Colleges Serve Local Needs

Viewpoint: Competitiveness and the Community College

Rebuilding a Community: Lessons from New Orleans

Measuring Cultural Vitality in Communities

The Evolution of Philanthropy

Green Investment Strategies: A Positive Force in Cities

The Heron Foundation Expands Philanthropy’s Reach

Public Investment in Higher Education

   

Winter 2008

Winter 2008

An Alternative to Eminent Domain

Holbrook’s Wharf, Cundy’s Harbor, Maine

Mapping New England: Heating Fuel in Southern New England

Building a Workforce from Preschool Up

Improving Opportunities for Abenaki Youth

When Motivation Means Opportunity: Training for Real Jobs

Regionalism Picks Up Speed

New Hampshire’s Minimum Wage

Capacity Building for Nonprofits: A Hartford Example

Providence Business Uplifts the Poor

 

Fall 2007 cover

Fall 2007

Helping Clients Build Credit

Do Temporary Jobs Help Low-Skilled Workers?

Mapping New England: Largest Immigrant Groups

New England Farmers Meet Immigrant Needs

Young Entrepreneurs Are the Future

The New England Health-Care Experiment

Changes in Income Distribution in New England

Understanding Concentrated Poverty

An Overview of New England’s Economic Performance in 2006

Uniting the For-Profit and Nonprofit Worlds

Letters to the Editor

   

Summer 2007 cover

Summer 2007

Incentives for Urban Pioneers

Family Caregiver: Balancing Home and Work

Mapping New England: The Caregiver Crunch

Protecting Coastal Communities: Managing Change

Financing the Everyday Entrepreneur

Historic Preservation Meets Community Development

Creating Opportunities

Building Vermonters’ Credit

Manufactured Housing and Resident-Owned Communities

New Life for Berlin, New Hampshire

   

Spring 2007 cover

Spring 2007

Gaps Between New England Men and Women in College Degree Attainment

Economic Development in Maine

Bringing Jobs to Western Maine

Tackling Foreclosure

Foreclosure in Rhode Island

In-State Tuition Rates and Immigrants

Safe Growth and Natural Disaster

Environmental Finance for Affordable Housing

Estimating the Cost of Being Unbanked

Mapping New England: 2005 Housing Permits in New England

The Rural Entrepreneur: Overcoming Isolation

   

Winter 2007 cover

Winter 2007

When Donors Feel Generous

A Ticket to the Middle Class: Working Off College Debt

25 Years of Internships

Targeting Urban Revitalization

Venture Strategies for Distressed Areas

Supplier Diversity and Economic Development

Mapping New England

A New Approach to Public Housing

Reasons for Optimism

 

Fall 2006 cover

Fall 2006

Industrial Ecology: Environmental and Economic Boon

Data and Measurement in Community Economic Development

Responsive Community Development

Public Pensions: The Multiplier Effect

Mapping New England: Concentration of Poverty

Help for Low-Income Families

New Horizons for New England Agriculture

Home Ownership in a High-Cost Region

Youth Flight: Are Housing Costs the Issue?

   

Summer 2006 cover

Summer 2006

Supportive Housing: Combating Homelessness in Connecticut

Immigrant Homebuyers and Economic Revitalization

Introduction to Islamic Finance

New Hampshire’s Working Women

Connecticut through Katrina-Colored Glasses

Mapping New England: Number of Businesses Going Up (1998 to 2003)

Changing Minds

Barriers to Saving: The Dilemma for Low-Income Families

Inner Cities Offer Competitive Advantages

   

Spring 2006 cover

Spring 2006

Alternative Mortgages: Managed Risk or Gamble?

Economic Revitalization through the Arts

Starting a Community Development Bank in New Haven

Helping the Elderly with Daily Money Management

Recycling Urban Vacant Land

Breaking New Ground

Mapping New England: High-Priced Refinance Loans

News From the Bank
Home Mortgage Disclosure Act Update

Recovering from Military-Base Closings

   

Winter 2006 cover

Winter 2006

New Funding Mechanisms: New Approaches in Social Investing

Matchmaking for Communities and Investors

Benefiting Both Nonprofits and Donors

Mapping New England: High Concentrations of Brazilians in Southern New England

Reaching Immigrant Communities

Beyond Neighborhood Revitalization

Helping the Poor Accumulate Assets

Asset-Based Community Development

↑ top

Fall 2005

Fall 2005

Natural Disasters and Bankruptcy: A Perspective

Massachusetts Communities at Risk: A Report from the Municipal Finance Task Force

The Taste of Place: Local and Regional Foods Transform the Northeast

Mapping New England: Farm Concentration

Thinking Holistically: Woonsocket Neighborhood Development Corporation

Giving and Receiving in the Nonmonetary Economy

How Fiscal Sponsorship Nurtures Nonprofits

Green Development: Improving the Health of Residents and Neighborhoods

Phishing and Pharming: Helping Consumers Avoid Internet Fraud

   

Summer 2005

Summer 2005

Straight A’s? Evaluating the Success of Community/University Development Partnership

Low Income Housing Tax Credits—Strategies for Year 15

Immigrant Entrepreneurs: A Key to Boston’s Neighborhood Revitalization

Demographic Shifts Impact Maine’s Communities: First Person with Laurie LaChance

Mapping New England: Changes in Median Home Prices in Cities and Towns in Southern New England, 2000 to 2004

   

Summer 2004

Spring 2005

Deconstructing the Myths: Housing Development Versus School Costs

Made in Vermont: Protecting the Rural Working Landscape

New HMDA Data: Intent, Interpretation, and Implications

Campus and Community Collaboration: First Person with John Bassett

Mapping New England: The Region's Colleges and Universities

   

Winter 2005

Winter 2005

Reviving Main Street: Two New England Case Studies

Connecting Public Schools to Community Development

Check 21: A Quick Guide for Consumer Advocates

Community Policing in Providence – Combating Crime and Fear: First Person with Dean Esserman

↑ top

Fall 2004

Fall 2004

Measuring the Impact of Community Development

Who Are New England's Immigrants?

Are Small Businesses Concerned about Credit?

Surmounting Obstacles in Hartford: First Person with Luis C. Caban

   

Summer 2004

Summer 2004

Transforming Public Housing into Affordable Assisted Living

Sprawl vs. Smart Growth — The Power of the Public Purse

Quality of Life Improves in Brockton — Community Lenders Fight for the City of Champions

Finding New Challenges in Chinatown

   

Spring 2004

Spring 2004

Solving the Upper Valley's Housing Needs

Capital Markets for Community Development Lenders: Questions and Answers

A Look at Household Bankruptcies

The Path of a Social Entrepreneur

↑ top

Spring 2003

Fall 2003

Banking Trends:
Banking Unbanked Immigrants through Remittances

Enterprising:
Digital Storytelling: Creating a New Community Anthology

Productive Partnerships:
Revitalizing Central Western Maine's Economy

First Person:
Jumpstarting a New Career

   

Spring 2003

Spring 2003

Banking Trends:
Predatory Lending: Attempts to Plug the Money Drain

Research Review:
Factoring Child Care into the Welfare to Work Equation

Research Review:
Testing for Housing Discrimination: Findings from a HUD Study of Real-Estate Agents

   

Winter 2003

Winter 2003

Enterprising:
When Affordable Homeownership Means Doing It Yourself

Affordable Housing:
Participation in Brownfields Redevelopment

Research Review:
Is Housing Next in Company Benefits?

First Person:
A Community Development Work in Progress

Fall 2002

Fall 2002

Enterprising:
A Fresh Look At Manufactured Housing

Affordable Housing:
New England's Share of a Quiet Crisis

Research Review:
Taking Stock of CRA

Banking Trends:
Mortgage Scoring and the Myth of Overrides

First Person:
Refashioning My Career with Community in Mind

   

Summer 2002

Summer 2002

Enterprising:
Netting Venture Capital from a Fishing Village

Investment Trends:
Social Investors: New Patrons of Community Development

Research Review:
Improving Low-Income Policies in Tight Fiscal Times

Productive Partnerships:
Partnerships and Collaboration Rebuild Communities

First Person:
Changing Direction: One Banker's Journey from NYC to Brattleboro

   

Spring 2002

Spring 2002

Enterprising:
Mind the Gap: Grandparents Raising Grandchildren

Research Review:
Home Price Appreciation in LMI Markets

Compliance Corner:
Updating HMDA (Home Mortgage Disclosure Act)

Banking Trends:
A Number or a Person?

   

Winter 2002

Winter 2002

Enterprising:
The Promise of Asset-Development Policies

Consumer Focus:
Getting Back Earned Income

Banking Trends:
Lenders and Third-Party Brokers

 

Fall 2001

Fall 2001

Enterprising:
The Inner City's Competitive Edge

Around New England:
The Shrinking of Connecticut's Big Cities

Productive Partnerships:
Are Geographic Borders Old-Fashioned? Regionalists
Say "Yes"


 

Summer 2001

Summer 2001

Enterprising:
Making Microenterprise Easier

Affordable Housing:
Chapter 40B and Its Next Chapter

Productive Partnerships:
Joining Forces to Protect the Real Vermont

   

Spring 2001

Spring 2001

Banking Trends:
Moving into New Territory: Internet Banks Make Defining Community Difficult

Around New England:
Art's Economic Power in New England

Productive Partnerships:
Soft Second Mortgage Program Celebrates Ten Years

   

Winter 2001

Winter 2001

Productive Partnerships:
Finding Common Ground: The Massachusetts Community & Banking Council Experience

Banking Trends:
Perspectives on Credit Scoring and Fair Mortgage Lending: Article Two

Enterprising:
Bringing IT Training to Underserved Markets

Fall 2000

Fall 2000

Feature Story:
How Local Regulations Can Help Meet Our Housing Needs

Productive Partnerships:
A Progress Report of Insurance Industry Investors

Around New England:
Producing Skilled Labor: How the Workforce Investment Act Works

   

Spring 2000

Spring 2000

Feature Story:
Perspectives on Credit Scoring and Fair Lending:
A Five-Part Article Series

Around New England:
Cohousing: A New Kind of Old Neighborhood

Compliance Corner:
Regulatory Q & A
   
Winter 2000

Winter 2000

Feature Story:
The Political Economy of Indian Gaming: The New England
Experience

Enterprising:

The National Housing Development Corporation:
A New Nonprofit Focused on Preserving Affordable Housing

Compliance Corner:
The Impact of the Gramm-Leach-Bliley Act on Banks, Community Groups, and Consumers

Fall 1999

Fall 1999

Feature Story:
www.your-community-bank.com: Community Banks Are Going Online

Around New England:

Affordable Housing in the Greater Boston Area: What Challenges Are LMI Households Facing?

Enterprising:
Faith-Based Economic Development Initiatives in New England
 

Summer 1999

Summer 1999

Feature Story:
Check Cashers: Moving From the Fringes to the Financial Mainstream

Consumer Focus:
Y2K: Information for Consumers of Financial Services

Enterprising:
Y2K and Its Impact on Small Businesses
 

Spring 1999

Spring 1999

Feature Story:
From Public Assistance to Self-Sufficiency: The Role for the Microenterprise Strategy

Consumer Focus:
Borrower Beware: Equity Strippers are Preying on Elderly Homeowners

Productive Partnerships:
The Role of Funders in University-Community Partnerships

 

Winter 1999

Winter 1999

Feature Story:
Insurance Industry Reinvestment: The Massachusetts Experience

Productive Partnerships:
Town Meets Gown: The Massachusetts University-Community Partnership

Enterprising:
Adopting Commercial Codes: Overcoming Lending Barriers on Reservations

Fall 1998

Fall 1998

Feature Story:
Rural Labor Markets in New England: The Case of Vermont

Enterprising:
Finance Companies vs. Small Banks in Rural Commercial Lending

Productive Partnerships:
The Good News Garage: Getting People Moving in Rural Vermont

Consumer Focus:
Electronic Fund Transfer & The “Unbanked”
 

Summer 1998

Summer 1998

Feature Story:
The Growing Securitization of Small Business Loans

Enterprising:
The Business Consortium Fund: Working Capital for MBEs

Consumer Focus:
Regulation M: Improved Protection for Consumer Leasing
 

Winter 1998

Winter 1998

Feature Story:
Community Profiling: Planning for a Change

Enterprising:
Making it Work in South Providence

Compliance Corner:
The Fair Credit Reporting Act Gets an Overhaul

Fall 1997

Fall 1997

Feature Story:
Brownfields: Golden Opportunities?

Enterprising:
Financing Women-Owned Businesses

Productive Partnerships:
Eds & Meds Team Up to Revitalize Hartford
   

Summer 1997

Summer 1997

Feature Story:
Wall Street on Main Street

New England Enterprise Communities: An Experiment in Economic Revitalization

Compliance Q&A: From Twelve Factors to Three Tests: Large Institutions Transition to the New CRA

Fall 1996

Fall 1996

Feature Story:
Where Credit Is Due: Credit Scoring and Mortgage Lending

The Real Estate Café: Serving Home Ownership in Greater Boston

Compliance Q&A: Retail Banking, Community Development, and the CRA

 

Summer 1996

Summer 1996

Feature Story:
Strategic Approaches to Regional Economic Development

Coastal Enterprise Inc.: A Holistic Approach to Regional Economic Development

Compliance Q&A: Home Mortgage Disclosure Act

Video Seminar Highlights Issues Relevant to Lending in Indian Country

 

Winter 1996

Winter 1996

Feature Story:
Compliance and Growth

A Guide to the New CRA Regulation

Compliance Q&A: The New CRA and the Strategic Plan Option

A Growing Enterprise: The Small Business Incubator

Summer 1995

Summer 1995

Feature Story:
Community Reinvestment Act: Strategic Planning and Strategic Partnerships

Community Reinvestment: Banking on the Future

Partnership for Progress: Banks and Community Development Corporations

Today's CRA: Realizing the Vision of Community Reinvestment

Massachusetts Bankers and Community Leaders Report on Progress in Community Reinvestment

Summer 1994

Summer 1994

Feature Story:
Updates

"Investing in the Inner Cities: A Vision for Positive Change and Creative Partnerships"

 

Spring 1994

Spring 1994

Feature Story:
Less Costly Loans

The Massachusetts Soft Second Mortgage Program

Mortgage Lending Reforms Agreed on by Massachusetts Banks and the Massachusetts Attorney General

The Federal Agencies' Policy Statement on Discrimination in Lending

The Rhode Island Area Small Business Loan Program

Information on Community Development, Affordable Housing, Small Business Development, and Fair Lending

Winter 1993

Winter 1993

Feature Story:
Home Mortgage Lending: New Products, New Partnerships, New Means of Ownership

Breaking into the Housing Markets through Affordable Housing Dispositions

Cooperative Approaches to Living

Federal Housing Enterprise Financial Safety and Soundness Act of 1992

How to Finance a First-Time Homebuyer Program with Matching Federal Home Loan Bank Funds

Good Samaritans

Summer 1992

Summer 1992

Feature Story:

Affordable Rental Housing: Rebounding from a Decade in Decline

Affordable Housing by Nonprofits: An Overview

Expanding the Secondary Market

Low Income Housing Tax Credits

Secondary Mortgage Market for Multifamily Housing Loans Created In Massachusetts

Housing Trust Funds

Lead Poisoning: An Epidemic in our Communities and in our Housing

Community Reinvestment: A Hometown Approach

 

Spring 1992

Spring 1992

Feature Story:
From Advocates to Developers: The Changes Roles of Community-Based Organizations

The Evolution of Community-Based Housing Development

Coalition for a Better Acre: Fighting Disinvestment in the Inner City

Gilman Housing Trust: Creating Affordable Housing in Rural Vermont

 

Winter 1992

Winter 1992

Feature Story:
The HMDA Debate: Can We Achieve in Mortgage Lending?

Community Reinvestment: Doing Good While Doing Well

Boston First Banking

The Community Reinvestment Act and Fair Lending Laws: The Role of the Bank Examiner

Fall 1991

Fall 1991

Feature Story:
CDBG Funds A Resource for Business Development

Jobs for Fall River

Springfield Business Development Fund

Home Mortgage Disclosure Act

Maine Development Fund

 

Summer 1991

Summer 1991

Feature Story:
Banking Councils Partnerships for Community Development

Massachusetts Community and Banking Council

Burlington Community Banking Council

Sea Coast Community Banking Council

 

 

 
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