"New Haven, CT New Haven, CT Banking Market",,,,,,,,,,,,
(For Commercial Banking and Thrift Organizations 6/30/05),,,,,,,,,,,,


NOTE: The table is based on 6/30/05 FDIC & OTS Summary of Deposits data (dollars in millions).  It reflects all mergers and bank holding company aqcuisitions completed by 3/31/06,,,,,,,,,,,,
"Holding Companies with at least one commercial bank subsidiary are always considered commercial banking organizations, even in markets where only their thrift(s) operate.",,,,,,,,,,,,

100% THRIFT WEIGHT,,,,,,50% THRIFT WEIGHT,,,,,,

Total Deposits,"$10,534.98 ",,,,,Total Deposits,"$9,658.81 ",,,,,

HERFINDAHL-HIRSCHMAN INDEX:,1224.6651,,,,,HERFINDAHL-HIRSCHMAN INDEX:,1350.691,,,,,


Rank,Name,City,State,Deposits,Share,Rank,Deposits,Share,,,,
1,"NEWALLIANCE BANCSHARES, INC.",NEW HAVEN,CT,"$2,035.31",19.32,1,"$2,035.31",21.07,,,,
2,WACHOVIA CORPORATION,CHARLOTTE,NC,"$1,899.29",18.03,2,"$1,899.29",19.66
3,BANK OF AMERICA CORPORATION,CHARLOTTE,NC,"$1,211.41",11.5,3,"$1,211.41",12.54
4,PEOPLE'S MUTUAL HOLDINGS,BRIDGEPORT,CT,"$1,064.82",10.11,4,$532.41,5.51
5,WEBSTER FINANCIAL CORPORATION,WATERBURY,CT,"$1,055.71",10.02,5,"$1,055.71",10.93
6,"ROYAL BANK OF SCOTLAND GROUP PLC, THE",EDINBURGH,,"$1,021.34",9.69,6,"$1,021.34",10.57
7,"TORONTO-DOMINION BANK, THE",TORONTO,,$850.25,8.07,7,$850.25,8.8
8,"NORTH FORK BANCORPORATION, INC.",MELVILLE,NY,$388.90,3.69,8,$388.90,4.03
9,THE GUILFORD SAVINGS BANK,GUILFORD,CT,$343.32,3.26,9,$171.66,1.78
10,LIBERTY BANK,MIDDLETOWN,CT,$242.42,2.3,10,$121.21,1.25
11,JPMORGAN CHASE & CO.,NEW YORK,NY,$131.88,1.25,11,$131.88,1.37
12,SOVEREIGN BANCORP,WYOMISSING,PA,$65.63,0.62,12,$32.82,0.34
13,"SOUTHERN CONNECTICUT BANCORP, INC",NEW HAVEN,CT,$65.15,0.62,13,$65.15,0.67
14,CASTLE BANK & TRUST COMPANY,MERIDEN,CT,$44.55,0.42,14,$44.55,0.46
15,THE APPLE VALLEY BANK & TRUST COMPA,CHESHIRE,CT,$39.93,0.38,15,$39.93,0.41
16,PRIME BANK,ORANGE,CT,$38.90,0.37,16,$38.90,0.4
17,NAUGATUCK SAVINGS BANK,NAUGATUCK,CT,$36.17,0.34,17,$18.09,0.19