"Calais, ME Calais, ME Banking Market",,,,,,,,,,,,
(For Commercial Banking and Thrift Organizations 6/30/05),,,,,,,,,,,,


NOTE: The table is based on 6/30/05 FDIC & OTS Summary of Deposits data (dollars in millions).  It reflects all mergers and bank holding company aqcuisitions completed by 3/31/06,,,,,,,,,,,,
"Holding Companies with at least one commercial bank subsidiary are always considered commercial banking organizations, even in markets where only their thrift(s) operate.",,,,,,,,,,,,

100% THRIFT WEIGHT,,,,,,50% THRIFT WEIGHT,,,,,,

Total Deposits,$174.05 ,,,,,Total Deposits,$110.53 ,,,,,

HERFINDAHL-HIRSCHMAN INDEX:,2612.6753,,,,,HERFINDAHL-HIRSCHMAN INDEX:,2976.3543,,,,,


Rank,Name,City,State,Deposits,Share,Rank,Deposits,Share,,,,
1,"MACHIAS BANCORP, MHC",MACHIAS,ME,$56.98,32.74,1,$28.49,25.78,,,,
2,FIRST NATIONAL LINCOLN CORPORATION,DAMARISCOTTA,ME,$47.00,27.01,2,$47.00,42.53
3,BANGOR SAVINGS BANK,BANGOR,ME,$36.13,20.76,3,$18.07,16.35
4,CALAIS FEDERAL SAVINGS AND LOAN ASSOCIAT,CALAIS,ME,$33.94,19.5,4,$16.97,15.35